Wildfire & Large Disaster Recovery Response Info - CRBR Property Damage Services

Most of the aid coming in will use these lists as a point of contact and will help to ensure that you don’t get left out of anything.
This will be especially important should FEMA be activated, which in my opinion is very likely with the amount of devastation experienced.

This typically will allow you to be in a “Like” property for x number of years and sometimes has a dollar limit attached and sometimes not, this is dependent on your policy.
This coverage should also give you some immediate access to funds for essentials, clothes, toothbrushes, food, etc
This will also get the ball rolling for the insurance claim on your home and rebuilding/personal property Dollars.

Coordinate with your insurance company so that payments can be made directly from them using your “Loss of Use” money.
Plan on renting 1-2 years, but do not necessarily sign a lease for a full two years as circumstances can change.

I would organize by room and list everything that was there with a replacement cost. (you will cry a lot doing this and that is ok)
Replacement Cost should be what it would cost to replace not on sale from pottery barn, it should not be the price you paid for it with that 50% off coupon.
Make sure you list everything, even if it is above and beyond your policy limit. This is very important because everything above and beyond the policy limit is considered a Loss and can be claimed as such on your taxes – See the section “taxes”

– Required for your protection. (Can delay a project, but are needed…)

Debris Removal – as things wind down it will be necessary to remove the debris, this requires a permit usually. (This should be covered by your insurance, we had to force the issue but ask repeatedly.)
Erosion Control – If you are on any kind of hill or have sloped property you will need to put some sort of erosion control measures in place, again this will need some sort of permit.
Temporary Power Pole/Trailer on-site Permit – Getting this earlier on can prove helpful in both the rebuilding process.

You will be able to claim the monetary loss of the value of all your items minus what you receive from your insurance company. I’m unfamiliar with the exact laws, but I believe that we were able to carry our losses back 2-5 years and received most of the money that we had paid in taxes back in a nice large check.

You will learn so much from others as you go through the rebuilding process. We all have our strengths so share yours and use others. The amount of time that you will spend on the rebuild, insurance, the recovery process is staggering so you need to use all your resources.

County Websites

Local Resources

Insurance Claims Phone Numbers