With Thanksgiving this week and other holidays right around the corner, we will all be traveling more, cooking more, away from home more, and because of these things, it’s a great time to review your insurance policies. Here are a few reasons why we think the holidays are a perfect time to review your insurance policies.
1. Cooking more leads to more chances of a kitchen fire.
Whether it’s Thanksgiving, Hanukkah, Christmas, or another holiday this season – you’re sure to find yourself in the kitchen far more often. With more cooking [and probably more people cooking], there are greater chances of fires – make sure you have a good emergency plan and coverage to get you through the holiday cooking season. Here are some holiday turkey frying tips from the Chico Police Department and action news. Stay safe this holiday season: http://goo.gl/uKAohP.
2. More people using your bathroom, the higher chance of toilet overflow
We don’t know about you but with the holiday season is an influx of people visiting the home. An influx of people means our toilets are probably handling more than they’re used to, or in some cases, are set up to run. Besides having a different plunger around, make sure your insurance coverage includes the most common water damage causes.
3. New gifts means new inventory
Holidays mean lots of gifts right around the corner. There’s no better time to update your home inventory list with your agent than this time of year while the items are fresh on your mind! If you let a few months or even a year go by, these new items might fall into oblivion. Depending on what unique gifts you’ve gotten, high-cost gifts such as new jewelry or electronics may need separate coverage altogether.
4. People are gone a lot during the holidays
We hate to say it, but people are gone a lot during the holidays, so burglaries tend to happen. Now’s a great time to not only have an alarm system but to make sure you have the coverage needed for all your possessions.
5. Are you traveling a lot? Are you driving a lot? Check your travel and auto insurance too!
Whether you’re on the road or off to a foreign land, be prepared this season. Are road trips on the horizon? Ensure your car can deal with any unforeseen circumstances and that you have the insurance to fix any bumps in the road. Are you traveling abroad? It is a great idea to have travel insurance just if you have trip cancellation, lost luggage, flight accident, or other losses that happen while traveling.
